IDF - TIB Rasilimali Invoice Discount
How TRID works

One marketplace. Three roles. Zero friction.

TRID connects businesses, investors, and buyers in a transparent invoice-financing flow—from submission to funding to repayment.

Borrowers Unlock working capital Investors Earn on verified invoices Buyers Approve & pay on terms

End-to-end flow

From invoice to returns

Every transaction follows the same regulated path—visible to all parties in real time.

  1. 1

    Submit invoice

    Borrower uploads an invoice with buyer details on TRID.

  2. 2

    Verify & approve

    Buyer confirms the invoice; TRID runs KYC and risk checks.

  3. 3

    List on marketplace

    Verified invoices go live for investors to review.

  4. 4

    Fund via escrow

    Investors commit funds; proceeds release to the borrower securely.

  5. 5

    Repay on maturity

    Buyer pays on due date; investors receive returns.

Choose your path

Built for your role

Select how you participate—each journey is tailored with clear steps and dedicated tools.

1

For Borrowers

Submit invoices and access funding in as little as 24 hours.

Learn more →
2

For Investors

Browse verified listings from TZS 100,000 with full transparency.

Learn more →
3

For Buyers

Confirm obligations and settle on maturity with audit trails.

Learn more →

Step by step

Your journey on TRID

For Borrowers

6 steps to get started

Explore borrower solutions
  1. 1

    Create your profile

    Complete KYC and link your business accounts.

  2. 2

    Submit invoices

    Upload invoices with buyer and payment terms.

  3. 3

    Buyer verification

    Your buyer confirms the obligation on TRID.

  4. 4

    Receive offers

    Investors bid; you choose the best funding terms.

  5. 5

    Get funded

    Funds land in escrow, then release to your account.

  6. 6

    Repay investors

    Settlement flows automatically when the buyer pays.

For Investors

6 steps to get started

See investor opportunities
  1. 1

    Open an investor account

    Verify identity and fund your wallet.

  2. 2

    Browse the marketplace

    Filter by sector, return, duration, and risk.

  3. 3

    Review & analyze

    Inspect borrower, buyer, and invoice details.

  4. 4

    Invest from TZS 100,000

    Commit to listings that match your strategy.

  5. 5

    Track performance

    Real-time dashboards and payout notifications.

  6. 6

    Earn returns

    Receive principal and yield when invoices mature.

For Buyers

5 steps to get started

Register as a buyer
  1. 1

    Receive invoice notification

    Get alerted when a supplier lists your invoice.

  2. 2

    Verify & approve

    Confirm goods or services and payment obligation.

  3. 3

    Supplier gets funded

    Investors fund through escrow—you pay on maturity.

  4. 4

    Pay on due date

    Settle via TRID; funds distribute to investors.

  5. 5

    Build supplier trust

    Strong payment history unlocks better terms.

TZS 24.8B+

Total Funding Facilitated

1,250+

Active Investors

12.6%

Avg. Investor Return (p.a.)

3,420+

Invoices Financed

Security & trust

Regulated infrastructure you can rely on

Every transaction is protected by escrow, licensing, and enterprise-grade controls.

CMSA Licensed

Regulated capital markets infrastructure

Escrow Protected

Funds held until conditions are met

TIB Backed

Operated under TIB Rasilimali Ltd

Bank-Grade Security

Encryption, audits, and access controls

Why TRID works for everyone

Speed, transparency, and regulated rails—without compromising control.

Trust & security

Escrow, CMSA licensing, and audit trails

Speed

Funding decisions in as little as 24 hours

Transparency

Real-time status for every party

Returns

Competitive yields for investors

Growth

Working capital that scales with your business

Ready to experience the TRID advantage?

Join businesses and investors growing with secure, transparent invoice financing.

Get Started View marketplace
152+Active Invoices
1,250+Active Investors
12.6%Avg. Return (p.a.)